Articles

The Rising Cost of Health in Retirement

The Rising Cost of Health in Retirement

When planning retirement, most people focus on super and lifestyle. Yet health costs can quietly become one of the biggest challenges. Nearly half of older Australians live with a chronic condition.* The Health Reality Dementia cases are projected to rise from 332,000 to around 900,000 by 2050** Private health premiums rise faster than inflation Out-of-pocket […]

Estate Planning Essentials

Estate Planning Essentials

Estate planning is often put off – yet it’s one of the most important parts of preparing for retirement. A solid plan ensures your wishes are carried out, your loved ones are looked after, and disputes are minimised. More Than Just a Will A will is essential, but estate planning goes further. Key documents include: […]

Planning for Aged Care, Why Starting Early Makes All the Difference

Planning for Aged Care, Why Starting Early Makes All the Difference

Planning for aged care is something many people put off, often because it feels overwhelming, complex, or simply “too far away” to think about. But the reality is, the earlier you start these conversations, the more options, control, and peace of mind you’ll have when the time comes. Why aged care planning matters Aged care […]

Will You Rely on the Age Pension?

Will You Rely on the Age Pension?

For many Australians, the Age Pension remains a crucial part of retirement income. How Many Rely on It? About 71% of Australians aged 65+ receive some Age Pension* 42% rely on it mainly Just one-quarter rely primarily on super How the Means Test Works Income test – pension reduces once income exceeds limits Assets test […]

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