Articles

Salary Sacrifice: Your Secret Weapon to Boost Super

Salary Sacrifice: Your Secret Weapon to Boost Super

For Australians approaching retirement, one of the most effective strategies to grow super is salary sacrifice. How It Works You ask your employer to pay part of your pre-tax income into super. These contributions are taxed at 15% (30% for very high earners), instead of higher marginal tax rates.*       Why It’s Powerful […]

Budget Update – Proposed (BIG!) Tax Changes Explained

Budget Update – Proposed (BIG!) Tax Changes Explained

The 2026-27 Federal Budget includes some of the most significant proposed tax changes seen in decades. Many of them will have significant impact for business owners and non-business owners. In the words of our CEO, “It’s just unbelievable.” Most of these measures still need to pass through Parliament before becoming law. As that happens, we’ll […]

Which Retirement Planning Style Are You?

Which Retirement Planning Style Are You?

Some people thrive on spreadsheets and forecasts. Others prefer vision boards and big-picture dreaming. Both approaches can work – the key is knowing your style. The Research Gap While 62% of pre-retirees have a financial plan, only 17–26% have lifestyle or social plans.* Left-Brain Planners Enjoy calculators, projections, and tracking Strength: unlikely to run out […]

The Rising Cost of Health in Retirement

The Rising Cost of Health in Retirement

When planning retirement, most people focus on super and lifestyle. Yet health costs can quietly become one of the biggest challenges. Nearly half of older Australians live with a chronic condition.* The Health Reality Dementia cases are projected to rise from 332,000 to around 900,000 by 2050** Private health premiums rise faster than inflation Out-of-pocket […]

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