Articles

Planning for 90 and Beyond: The Longevity Factor

Planning for 90 and Beyond: The Longevity Factor

Australians are living longer than ever. One in four Australians who reach 65 today will live beyond 90.* Yet few pre-retirees plan for such long lifespans. Why It Matters The traditional “20-year retirement” mindset no longer works. Retirees may need income streams lasting 30+ years. Running out of money late in life, when health costs […]

Cost-of-Living Crunch: Protecting Your Retirement Budget

Cost-of-Living Crunch: Protecting Your Retirement Budget

Cost of living pressures have dominated headlines in recent years. For pre-retirees, these pressures create anxiety about whether retirement savings will be enough. Research shows more than two-thirds of Australians over 60 feel rising costs threaten their financial security – and 40% fear they’ll run out of money.* Where Retirees Feel It Most Energy bills […]

Easing Out, Not Dropping Out: The Rise of Flexible Retirement

Easing Out, Not Dropping Out: The Rise of Flexible Retirement

For many Australians, retirement is no longer a sudden stop. Increasingly, people are choosing a phased approach – working part-time before leaving the workforce completely. The Shift in Retirement Patterns According to the ABS, the average age of retirement is about 61.4 years. However, the intended retirement age is higher – about 65.4 years.* This […]

Planning Gaps: Why Health and Lifestyle Matter as Much as Money

Planning Gaps: Why Health and Lifestyle Matter as Much as Money

When people think about retirement, they often focus on the dollars. Yet research shows most pre-retirees have major blind spots – and they aren’t financial. The Numbers Behind the Gaps A National Seniors study found that 62% of pre-retirees have a financial plan. Only 24–27% have a health plan, and just 17–26% have lifestyle or […]

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