Articles

Are your superannuation fees too high?

Are your superannuation fees too high?

Ahhhh fees. Yes, everyone hates them. Nothing comes for free – but when it comes to your super, here’s how to make sure what you’re paying is reasonable. First, make sure you know what you’re paying and how it compares to other super strategies. You may have heard the advertisements telling you to ‘compare the […]

Two complaints about super and retirement planning

Two complaints about super and retirement planning

Two common complaints we hear from people who come to us for help are, “Super is a bad investment” and “My super always underperforms”. In most cases, the person complaining doesn’t understand where their superannuation is invested. Unfortunately, it’s an attitude that can expose you to the risk of not achieving financial freedom in retirement. […]

How much super is enough in retirement?

How much super is enough in retirement?

We’re often asked, “How much super is enough?” that’s a really tough question to answer, because financial freedom is different for everyone. But in our experience, most people need 70%–80% of their pre-retirement income to fund their retirement lifestyle. According to the Retirement Standard Report published by the Association of Superannuation Funds of Australia (ASFA), […]

What is ‘Financial Freedom’ in retirement?

What is ‘Financial Freedom’ in retirement?

When it comes to retirement and financial freedom, the only definition that really matters, is yours. Financial freedom can mean different things to different people. To many of our clients, it means having more choices in how they spend their time, both now and in retirement. The freedom to do what you want, when you […]

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