Australians in retirement often report being satisfied and financially comfortable. Yet, those still in the workforce feel much less confident about their future. This mismatch – known as the “confidence gap” – is one of the biggest challenges facing pre-retirees today. What the Research Shows Challenger’s Retirement Happiness Index (2024) found that 80% of retirees […]
Most Australians worry about whether they’ll have enough money in retirement. Headlines often throw around figures like “You’ll need $1 million,” but is that really the case? Let’s take a closer look at what Australians actually have in superannuation and how that compares to what’s needed for a comfortable retirement. The Numbers: What People Have […]
From July 2025, employers must contribute 12% of your wage into superannuation. It’s a major milestone in Australia’s retirement system – but what does it really mean for pre-retirees? A Brief History The Superannuation Guarantee (SG) started at just 3% in 1992. Over time, it has steadily increased to 11.5% in 2024 and will reach […]
Two famous authors and friends, Kurt Vonnegut and Joseph Heller, were at a party hosted by a billionaire hedge fund manager. As you can imagine no expense was spared. Kurt turned to Joseph and pointed out that the host had made more money in a single day than the total amount Joseph had earned from […]
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