How much super is enough in retirement?
We’re often asked, “How much super is enough?” that’s a really tough question to answer, because financial freedom is different for everyone. But in our experience, most people need 70%–80% of their pre-retirement income to fund their retirement lifestyle.
According to the Retirement Standard Report published by the Association of Superannuation Funds of Australia (ASFA), $690,000 is the minimum estimated savings amount needed for a couple to lead a comfortable lifestyle in retirement. (If you’re single, the figure is $595,000.)
The key word is ‘comfortable’, and that may not be a good enough standard for your retirement lifestyle. You may prefer ‘abundant’, which means you need to aim for a significantly higher number.
If you want to know how ASFA defines a ‘comfortable’ retirement, check out the report at https://www.superannuation.asn.au/resources/retirement-standard/
Whether retirement is just around the corner or still a few years away, Michael Crowe and Katie Hodgson are here to help you plan with confidence.
With decades of combined experience, they specialise in creating personalised strategies to turn your retirement goals into reality — from superannuation and income planning to aged care and estate advice.
They know that retirement isn’t just about stopping work — it’s about having the freedom to enjoy what matters most.
Let Michael and Katie help you take the guesswork out of retirement and step into your next chapter with clarity and peace of mind.
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