Payday Super is Coming – how to prepare
From 1 July 2026, employers will need to pay super at the same time as wages instead of quarterly.
Super contributions will need to be received by employee super funds within 7 business days of payday.
This means businesses should start preparing now by:
- Checking payroll software supports Payday Super
- Confirming employee super fund details are correct
- Reviewing how super payments are processed
- Planning cashflow around each pay cycle instead of quarterly payments
- Moving away from the ATO Small Business Super Clearing House if currently used, as it will close from 1 July 2026
For some businesses, the biggest challenge will be cashflow.
The current quarterly system allows more time to manage super payments. Under Payday Super, super will need to be funded every pay run, which may place pressure on businesses already operating tightly.
If you have concerns about how these changes may affect your business, please contact us. We can help review your payroll setup, cashflow planning and readiness before the changes begin.
With the move to Payday Super approaching, now is the time for businesses to review their payroll systems, cashflow processes and compliance readiness.
If you’re unsure how these changes may impact your business, our team can help you prepare early and avoid unnecessary stress closer to implementation.
Contact us to discuss your payroll setup, super processes and cashflow planning so you can transition to Payday Super with confidence.
