Articles

Planning Gaps: Why Health and Lifestyle Matter as Much as Money

Planning Gaps: Why Health and Lifestyle Matter as Much as Money

When people think about retirement, they often focus on the dollars. Yet research shows most pre-retirees have major blind spots – and they aren’t financial. The Numbers Behind the Gaps A National Seniors study found that 62% of pre-retirees have a financial plan. Only 24–27% have a health plan, and just 17–26% have lifestyle or […]

Income for Life: Turning Super into a Paycheck

Income for Life: Turning Super into a Paycheck

Superannuation isn’t just about saving a lump sum – it’s about turning that money into a reliable income stream when you stop working. Yet research shows that 65% of pre-retirees don’t even know if their fund offers retirement income products.* From Lump Sum to Paycheck When you retire, your super can be accessed in two […]

The Confidence Gap: Why Pre-Retirees Feel Uneasy About Retirement

The Confidence Gap: Why Pre-Retirees Feel Uneasy About Retirement

Australians in retirement often report being satisfied and financially comfortable. Yet, those still in the workforce feel much less confident about their future. This mismatch – known as the “confidence gap” – is one of the biggest challenges facing pre-retirees today. What the Research Shows Challenger’s Retirement Happiness Index (2024) found that 80% of retirees […]

Super Reality Check: How Much Do Australians Really Have vs What They Need

Super Reality Check: How Much Do Australians Really Have vs What They Need

Most Australians worry about whether they’ll have enough money in retirement. Headlines often throw around figures like “You’ll need $1 million,” but is that really the case? Let’s take a closer look at what Australians actually have in superannuation and how that compares to what’s needed for a comfortable retirement. The Numbers: What People Have […]

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